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Capurro, serving Gibraltar since 1876

Take control of your future – today


Thinking of buying a car? Looking to make improvements to your home ? A loan from AMC Credit could provide you with
the funds you need at the time that you need them. Our experience, personal approach and responsible ethics
provide a solution that will work for you.

Why AMC Credit?

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PERSONAL APPROACH

We deal personally and confidentially with all loan applicants.

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RESPONSIBLE LENDING

Our policy is to lend responsibly and ensure that you get the right loan for you.

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A NAME YOU CAN TRUST

AMC Credit is part of Capurro which has been serving the community since 1876.

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Fit for purpose

AMC Loans are designed with you in mind.

Vehicle Loans

Home Improvement Loans

Personal Loans

Loan calculator

Know where you are – fast!

Our personal approach means three simple steps it all it takes to know if you qualify.

1

ENQUIRE

Whether by phone, by email or by web – just get in touch to start the process.

2

MEET YOUR ADVISOR

Our loan advisor will be able to quickly establish your individual requirements and situation.

3

GET YOUR OFFER

Based on your information our advisor will be able to quickly let you know if you qualify.

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Frequently asked questions


  • What is a Fixed Rate Loan?
    • A Fixed Rate Loan is a loan in which the interest rate does not change during the entire term of the loan. We also provide you with the APR equivalent loan rate.
  • Am I eligible for a loan?
    • There are many factors which determine your eligibility for a personal, home or car loan. The most important are your income, your outgoings and also your guarantor (whether that be a person or the value of the asset).
  • What information do you need?
    • We need an idea of how much you need to borrow and the reasons for the loan. We also require details of your ongoing monthly repayments, your employer and details of your wages. With reference to your employer we also need to know the details of your employment (ie your job title/role) and the length of your employment. We also require proof of residence.
  • What amount can I borrow?
    • The amount you can borrow depends on a number of things, such as the amount you can provide as a deposit (where relevant), your household income, any existing monies you owe on current loans, credit cards or other commitments. We also consider whether you are buying alone or with someone else and your regular spending.
  • Is the loan secured?
    • In case of a car loan the vehicle itself acts as security for the loan. If it’s personal or a home improvement loan, the home or other value personal property is used as collateral. A guarantor can also be used to secure the loan.
  • Is the application confidential?
    • All discussions with our loan team take place in the utmost confidence. Any information you provide us with as part of a loan application is stored on our secure systems and can be accessed only by the AMC Credit team.